NewIdentify risks in minutes, not weeks

Surface risks you didn't know existed.

A virtual panel of specialists reviews your documents and delivers a complete risk matrix in minutes. ISO 31000 compliant.

Book a Free Demo See it in Action

15 minAverage analysis time

3 specialistsVirtual panel reviewing in parallel

ISO 31000Regulatory compliance

5×5 Risk Matrix · Live analysis47 / 47

BajoMedioAltoCrítico

AUAuditorDr. Pérez

OPOperatorEng. Vargas

ESStrategistM.Sc. Rojas

The problem

Teams burn 40+ hours identifying risks by hand.

Spreadsheets, gut calls and ad-hoc processes leave critical gaps that only show up when it's too late — usually in an audit or an incident.

● Before

Teams burn 40+ hours identifying risks by hand.

Excel + informal human judgment = undetected risks
No traceability auditors can verify
Single-person bias evaluating every process
Subjective scoring without documented rationale
Cycles that take weeks and never get updated

● With Fractal Risk

A virtual panel of specialists reviews your documents like a professional risk committee.

Three virtual specialists — Auditor, Operator and Strategist — review every process
Each risk is automatically verified against your regulatory framework: zero made-up findings
Full traceability: every risk linked back to its source document
Complete analysis delivered in 15 minutes, exportable to Excel
Runs on your own infrastructure — your data never leaves your network

Differentiators

Built to survive a real audit.

Every design decision exists so that a regulator, an auditor, or your CRO can trace any risk back to its source.

Virtual specialist panel

Three virtual specialists — Auditor, Operator and Strategist — review every process from complementary perspectives. No single-person bias.

Automatic verification

Every identified risk is validated against your regulatory framework before it's shown. Zero made-up findings, zero guesses.

Full traceability

Every risk linked back to its source document. Auditable for any regulator, any time.

Your data, your infrastructure

Optional install on your own network. Sensitive information never leaves your organization.

Ready to scale

Designed for large teams. Multiple business units, multiple roles, granular access control.

International standard

Compliant with ISO 31000 and ISO 31010. Every risk written under the professional Cause → Event → Consequence structure.

Product in action

Here's what a risk analysis looks like in real time.

Delphi committee streaming, interactive heatmap and Excel export — all in a single reproducible pipeline.

app.fractalrisk.co/analysis/proc-04812

Analysis · Customer onboarding

Risks detected

+12 vs prior round

Critical risks

Severity ≥ 16

RAG coverage

94%

23 / 24 chunks cited

Duration

14:32

Pipeline finished

5×5 Heatmap47 RISKS

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Delphi stream · Round 2/3● LIVE

12sAuditorDetects KYC manual exposure when volume > 200 customers/day. Source: §4.2 SOP-Onboarding.

08sOperatorConfirms operational bottleneck. Proposes control: prioritized queue + 24h SLA.

05sStrategistAligns with Q4 risk appetite. Recommends Committee escalation if error rate > 1.5%.

02sModeratorDedups with R-019. Consolidates into new R-031 · Score 4×4 = 16 (critical).

Use cases

Built for highly regulated sectors.

Same engine. Each vertical brings its own YAML templates, specialized agents and controls catalog.

Fintechs

Multi-jurisdiction broker-dealers under local and international regulators.

E.g. Identifying transaction fraud risks in a new payments product before launch.

Mid-Size Banks

Regulated by superintendencies and central banks. AML, market and operational risk frameworks.

E.g. Assessing operational risks when launching a new digital branch or mobile banking channel.

Insurance

Solvency II, local reserves, underwriting and reinsurance rules.

E.g. Detecting risks in the underwriting process for large corporate policies.

GRC Consultancies

Multi-client, multi-tenant. Per-client branding and templates.

E.g. Delivering customized risk matrices to 10+ clients with consistent methodology.

Government

Regulators, defense, critical infrastructure.

E.g. Mapping risks of a public subsidy program before its rollout.

Why it works

Numbers that hold up on a Monday morning.

40h → 2h

Analysis time per process

3×

Specialists reviewing in parallel

15 min

Full result, ready for Excel

100%

Audit-traceable end to end

The first global platform to bring multi-agent AI to ISO 31000 risk identification.

New moduleNEW

Strategic Intelligence Radar

While your team manages known risks, Fractal Risk scans the horizon: it searches in real time across global tier-1 sources and delivers an interactive radar of emerging threats and opportunities for your industry.

12m

24m

36m

Real-time web search

Autonomous agent that queries WEF, McKinsey, Bloomberg, Big 4, IMF and 50+ high-prestige sources simultaneously.

Animated 2D radar

Tactical visualization with rotating sweep. Each dot encodes magnitude (1–5), time horizon (6–36 months) and polarity.

Multi-dimension · Multi-language

Configure your strategic quadrants (PESTEL or custom) and geographic scope. Reports in Spanish, English, French or Portuguese.

Executive PDF report

Dashboard with KPIs, dimension narratives and verifiable sources. Board-ready with a single click.

Explore the Module

Pricing

Pay as you go. No monthly fees.

Buy credits whenever you need them — 1 credit = 1 full analysis. Create your account for free and start.

Basic

To get started and try the full flow.

$69USD

One-time · $2.30 / credit

30 credits · 30 analyses
Multi-agent ISO 31000 analysis (Delphi)
5×5 risk heatmap
RAG over your documents
Emerging Risks
Excel / JSON export
Email support

Create account

What a CRO asks before signing.

What does the tool actually do?

It reads your documents (policies, manuals, SOPs) and delivers a complete risk matrix: every risk identified, scored by impact and probability, and linked back to the source document. Ready to review and export to Excel.

Is my data safe?

Yes. You have two options: run Fractal Risk in the cloud, with data encrypted and isolated per organization, or install the platform directly on your own infrastructure (on-premise), where information never leaves your network. You choose based on the sensitivity of your processes. Nothing is used to train external models.

How long does an analysis take?

15 to 30 minutes per full process: the platform reads the documents, the virtual panel deliberates, every risk is validated against your regulatory framework, and the matrix is exported ready for Excel.

Do I need to be a risk expert?

No. The platform walks you through. The virtual specialists handle initial identification and evaluation; your job is to validate and sign the final matrix with your professional judgment.

Is it ISO 31000 compliant?

Yes. It follows ISO 31000:2018 methodology and ISO 31010's Bowtie technique, with Cause → Event → Consequence structure for every risk.

Can I try it before contracting?

Yes. We offer a free 30-minute demo and a paid pilot from $5,000 USD using your own documents, delivering a real matrix at closeout.

Contact

Let's talk about your risks.

Leave us your details and we'll reach out to show you how Fractal Risk speeds up your ISO 31000 risk analysis.

Or email us directly at [email protected]

Your next risk analysis can take 15 minutes.

Book a Free Demo